Equifax 3-in-1 credit report with Score Power is one of our top picks.

The Facts
This offer comes with your credit report from each credit bureau and your actual FICO score from Equifax. This credit score is the actual credit score most lenders use to determine your creditworthiness. This offer also comes with unlimited access to your Equifax credit reports. This offer is FREE for 30 days. With the FREE offer you will get your FREE 3-Bureau credit report and FREE FICO score. You also get FREE Score Power report that provides and explanation of what your score means and how it compares to the national average. Score Power will also provide a interactive score simulator that predicts your FICO score based on certain actions you could take.

Trial Period and Cancellation
If you don’t cancel this offer within 30 days you will be billed $14.95.

The most valuable feature of this report is you get your FICO score simulator and your actual FICO credit score.

Downside
You don’t get your credit scores with the other two credit bureaus, TransUnion and Experian. This is one of the features we don't like.

Summary
You get some key features that are valuable in knowing your creditworthiness.

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